CBNK Capital Bancorp Inc

“the Company s ability to remediate the material weakness in the Company s internal control over financial reporting”

“As previously disclosed in Part II, Item 9A of the Company s 2025 Form 10-K, management identified a material weakness in the Company s internal control over financial reporting related to controls over two clearing accounts that support transactional activity related to the sale and participation of government-guaranteed loans; the clearing accounts were Loans Work-in-Progress and AutoPay - Participations Sold.”

“concluded that our disclosure controls and procedures were not effective at the reasonable assurance level at September 30, 2026 due to the material weakness in the Company s internal control over financial reporting that was previously disclosed in Part II, Item 9A of the Company s 2025 Form 10-K, described below.”